Freelancing as a Senior
Do you have to stop working just because you’ve passed retirement age? No, of course not. There are many who choose to continue working as retirees full-time, part-time, or on the side as consultants. For some, it becomes a part-time pension, for others, it’s a continuation of working life on their own terms.
Invoice without your own company –
How it works
You have a new assignment
and you would like to invoice your client without having your own company.
You create and send your invoice
when you have completed your mission. We handle all administration, VAT and tax for you.
Your salary is paid to you, taxed and ready
within 24 hours after your customer paid your invoice. Smooth and fast.
What is self-employment?
As a self-employed individual, you work with your own assignments similar to a freelancer or consultant, but without needing to start your own company. Instead, you invoice through Cool Company and during your assignment period, you operate under a specific fixed-term employment with us.
You choose when and if you work, and you find the assignments you want to work on yourself. Perhaps you take on assignments at a former workplace as a consultant, or maybe you’re drawn to freelancing with a new passion?
Some choose to freelance after retirement
“I’ve accomplished quite a bit in life, but failed at being retired. When the energy and desire are there, why should one stop?”
“I really enjoy working despite what my biological age suggests; I’ll be 74 this summer.”
“There’s plenty of great expertise and experience among us over-65s for employers to tap into.”
Calculate your salary
Salary on your account
4 803 SEK
Pension
308 SEK
Total compensation
5 254 SEK
Your net salary
4 803 SEK
Pension
308 SEK
Taxes & social fees
4 289 SEK
Cool Company fee 5,98%
598 SEK
What’s included as a self-employed person with you?
Tax and salary
Snabba löneutbetalningar och korrekta skatter
Correct and swift payment of salaries, taxes, and pensions are something we consider highly important.
Collective agreement
You are covered by a collective agreement
2023 we entered into a partnership with the Sales Union and introduced a collective agreement. For you as a self-employed individual, it’s an extension of the existing security package that you’re covered by today. Read more here about the collective agreement.
Insurance
We ensure you have the right insurance
Complete security through what we consider to be the best insurance coverage on the market. Our security package includes accident insurance, sickness insurance, group life, and liability insurance.
Discounts and benefits
Choose from our partners
We ensure you have access to carefully selected benefits and offers through our partners. Additionally, as a self-employed person with Cool Company, you automatically have access to wellness benefits.
Frequently Asked Questions
Here we have gathered some of the most common questions that people curious about self-employment usually have.
To create an invoice, click on + Create invoice in the left menu when logged into our web platform. You’ll see a new, empty invoice and fill in the details step by step. Once all details are filled in, you approve the terms of using Cool Company’s service and click Send. We receive the invoice, ensure it’s complete, and forward it to your customer.
Cool Company ensures the invoice is complete and forwards it to your customer. All administrative work is handled by Cool Company. We send the invoice, record the payment, pay taxes and fees, and send reminders if the invoice isn’t paid on time. You can continue doing what you’re best at as a self-employed person and wait for the invoice to be paid. You’ll receive notifications via email and messages on your platform when logged in.
You get paid within 24 hours after we receive payment from your customer. You can choose 10, 20, or 30 days payment terms (the number of days before your customer should pay) on the invoice. We notify you via email when we receive payment from your customer.
Cool Company is the VAT-registered party Cool Company charges a fee of 5.98% of the invoiced amount excluding VAT. In this fee, we:
- Report and pay taxes, fees, and VAT to the Swedish Tax Agency.
- Pay out your salary. Taxed and clear.
- Bookkeeping, auditing (KPMG), and debt collection management (Intrum Justitia), legal management are not included in debt collection management.
- Administer your ROT & RUT deductions.
- We insure you and ensure you’re covered by a collective agreement
We do this together! We at Cool Company want to be the best friend of freelancers, consultants, and part-time workers. That’s why it’s free to create an account and send invoices without a company with us. You pay us when your customers pay you. It doesn’t have to be more difficult when you invoice without a company.
Create an account and invoice without a company
We do this together! We at Cool Company want to be the best friend of freelancers, consultants, and part-time workers. That’s why it’s free to create an account and send invoices without a company with us. You pay us when your customers pay you. It doesn’t have to be more difficult when you invoice without a company.