{"id":2704,"date":"2020-03-03T12:46:19","date_gmt":"2020-03-03T12:46:19","guid":{"rendered":"https:\/\/cc-dev.accomplice.se\/?p=2704"},"modified":"2026-01-07T12:48:48","modified_gmt":"2026-01-07T12:48:48","slug":"lon-i-sverige","status":"publish","type":"post","link":"https:\/\/coolcompany.com\/se\/resurser\/ekonomi\/lon\/lon-i-sverige\/","title":{"rendered":"L\u00f6n i Sverige"},"content":{"rendered":"\n
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L\u00f6n i Sverige<\/h1>\n\n\n\n

Att f\u00e5 betalt f\u00f6r sitt arbete kan se lite olika ut beroende p\u00e5 om man \u00e4r anst\u00e4lld, driver egen firma eller \u00e4r egenanst\u00e4lld. Vi har dykt ner bland begreppen och tagit fram en \u00f6versikt s\u00e5 att det blir lite enklare att f\u00f6rst\u00e5 hur stor summa som hamnar p\u00e5 kontor och var resten av pengarna tar v\u00e4gen.<\/p>\n<\/div>\n\n\n\n

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\"Allt<\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n
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Hur fungerar det med l\u00f6n n\u00e4r man \u00e4r anst\u00e4lld?<\/h2>\n\n\n\n

Att f\u00e5 l\u00f6n som anst\u00e4lld \u00e4r den absolut vanligaste formen av ers\u00e4ttning i Sverige. Under 2017 uppgick det totala antalet anst\u00e4llda till n\u00e4stan 4.5 miljoner personer. Merparten av dom anst\u00e4llda \u00e5terfanns inom den privata delen av arbetsmarknaden medan resterande arbetade inom den offentliga sektorn. Under 2018 uppgick medell\u00f6nen i Sverige till 34,600 SEK per m\u00e5nad. Medell\u00f6nen \u00e4r summan av anst\u00e4lldas l\u00f6ner dividerat med totalt antal personer inom denna grupp.<\/p>\n\n\n\n

L\u00f6n innefattar den summa pengar som arbetsgivaren betalar till dig som anst\u00e4lld f\u00f6r att du utf\u00f6rt ett arbete. N\u00e4r f\u00e5r man l\u00f6n i Sverige d\u00e5? Vanligast \u00e4r att arbetsgivaren betalar ut l\u00f6n till den anst\u00e4llda en g\u00e5ng per m\u00e5nad. Datum kan dock variera beroende p\u00e5 arbetsgivare samt huruvida det \u00e4r offentlig eller privat verksamhet. Din m\u00e5nadsl\u00f6n \u00e4r oftast specificerad som bruttol\u00f6n<\/a> i ditt anst\u00e4llningsavtal. Ovanp\u00e5 din bruttol\u00f6n betalar \u00e4ven din arbetsgivare in en arbetsgivaravgift<\/a>. I dagsl\u00e4get uppg\u00e5r denna avgift till 31,42 procent.<\/p>\n\n\n\n

Den l\u00f6n som din arbetsgivare sedan betalas ut kallas oftast nettol\u00f6n. Det motsvarar helt enkelt hur mycket pengar du f\u00e5r betalt efter skatt. Skatten baseras bland annat p\u00e5 din bruttol\u00f6n, vart i landet du bor samt ifall du \u00e4r medlem i Svenska kyrkan eller inte. Viktigt att notera \u00e4r att l\u00f6n ibland bara \u00e4r en del av ers\u00e4ttningen fr\u00e5n din arbetsgivare. \u00d6vriga f\u00f6rm\u00e5ner kan till exempel vara subventionerad lunch, provision, optioner, tj\u00e4nstebil och resesubventioner. L\u00f6ner inom samma branscher kan variera beroende p\u00e5 var man arbetar i landet. Hos SCB<\/a> kan du som \u00e4r intresserad kolla upp medell\u00f6nen i Sverige och d\u00e4r du befinner dig.<\/p>\n\n\n\n

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vad kostar en anst\u00e4lld? <\/a><\/div>\n\n\n\n
Utbildning, jobb och dina pengar<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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L\u00f6nekostnader<\/td>Belopp<\/td><\/tr>
L\u00f6n<\/td>380 600 kr<\/td><\/tr>
Semesterl\u00f6n<\/td>45 672 kr<\/td><\/tr>
Arbetsgivaravgifter<\/td>133 935 kr<\/td><\/tr>
Totalt l\u00f6n och skatt<\/td>560 207 kr<\/td><\/tr>
Genomsnittlig m\u00e5nadskostnad<\/td>46 684 kr<\/td><\/tr><\/tbody><\/table>
Hur mycket en anst\u00e4lld med m\u00e5nadsl\u00f6n p\u00e5 34,600 SEK f\u00f6dd 1970 kostar per m\u00e5nad (verksamt.se) <\/em><\/figcaption><\/figure>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n
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Hur fungerar det med l\u00f6n om man har enskild firma?<\/h2>\n\n\n\n

N\u00e4r man driver enskild firma eller \u00e4r egen f\u00f6retagare fungerar l\u00f6n annorlunda. Du som driver enskild firma kan inte ta ut n\u00e5gon l\u00f6n i vanlig mening. Detta d\u00e5 du inte anses som anst\u00e4lld i din egen enskilda firma eftersom du \u00e4r sj\u00e4lvaste f\u00f6retaget. Detta inneb\u00e4r att du beskattas f\u00f6r verksamhetens resultat snarare \u00e4n f\u00f6r hur mycket pengar du tar ut. Viktigt \u00e4r att egna uttag ska bokf\u00f6ras men den p\u00e5verkar dock inte verksamhetens resultat. Det egna uttaget p\u00e5verkar ist\u00e4llet dina likvida medel snarare \u00e4n int\u00e4kter, kostnader eller resultat.<\/p>\n\n\n\n

Som egenf\u00f6retagare via enskild firma s\u00e5 \u00e4r du ansvarig f\u00f6r att redovisa och betala moms, skatt, sociala avgifter<\/a> och dina kostnader. I exemplet bredvid s\u00e5 betalar du f\u00f6rst in momsen till Skatteverket. Sedan betalar du dina r\u00f6rliga kostnader, exempelvis f\u00f6rbrukningsmaterial. Sedan betalar du samtliga av dina fasta kostnader, vilket kan vara telefon, dator, hyra och bokf\u00f6ring. N\u00e4r allt detta \u00e4r gjort s\u00e5 betalar du in skatter och sociala avgifter. Denna varierar lite beroende p\u00e5 hur du valt att g\u00f6ra med periodiseringsfond, r\u00e4ntef\u00f6rdelning och expansionsfond. P\u00e5 detta belopp betalar du sedan skatt och sociala avgifter. Normalt s\u00e4tt brukar detta hamna p\u00e5 runt 40 procent enligt instruktionsfilmen fr\u00e5n Verksamt.<\/p>\n\n\n\n

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Liten skatteskola f\u00f6r enskild firma <\/a><\/div>\n<\/div>\n\n\n\n
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egenavgifter<\/a><\/div>\n<\/div>\n\n\n\n
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Hur mycket \u00e4r dina egna pengar?<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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H\u00e4ndelse<\/td>Belopp<\/td><\/tr>
Fakturerat belopp exkl. moms<\/td>40 000 kr<\/td><\/tr>
Moms (25%)<\/td>10 000 kr<\/td><\/tr>
Totalt fakturerat<\/strong><\/td>50 000 kr<\/strong><\/td><\/tr>
Att betala i moms till skatteverket<\/td>(10 000 kr)<\/td><\/tr>
R\u00f6rliga kostnader<\/td>(5 000 kr)<\/td><\/tr>
Fasta kostnader<\/td>(5 000 kr)<\/td><\/tr>
Resultat innan skatt<\/strong><\/td>30 000 kr<\/strong><\/td><\/tr>
Skatt och sociala avgifter<\/td>12 000 kr<\/td><\/tr>
Kvar efter kostnader, skatt och sociala avgifter<\/strong><\/td>18 000 kr<\/strong><\/td><\/tr><\/tbody><\/table>
Hur mycket \u00e4r dina pengar som enskild n\u00e4ringsidkare? (Verksamt.se)<\/em><\/figcaption><\/figure>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n
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Hur fungerar l\u00f6n som egenanst\u00e4lld hos Cool Company?<\/h2>\n\n\n\n

Genom att anv\u00e4nda v\u00e5r l\u00f6nekalkylator p\u00e5 Cool Company kan du se att cirka 50 % av det fakturerade beloppet g\u00e5r till skatter och avgifter. Vad beror detta p\u00e5 \u00e4r det m\u00e5nga som funderar, vilket vi g\u00e4rna f\u00f6rtydligar. Vi p\u00e5 Cool Company tar ut en administrativ avgift p\u00e5 5,98 % av ditt totala fakturabelopp f\u00f6r v\u00e5r l\u00f6neservice<\/a>.<\/p>\n\n\n\n

Men var tar d\u00e5 det resterande beloppet v\u00e4gen? Eftersom Cool Company betalar ut l\u00f6n till dig som \u00e4r egenanst\u00e4lld s\u00e5 betalar vi \u00e4ven in dina arbetsgivaravgifter f\u00f6r dig. Detta \u00e4r n\u00e5got som alla som arbetar i Sverige beh\u00f6ver g\u00f6ra f\u00f6r att du ska k\u00e4nna ekonomisk trygghet exempelvis n\u00e4r du skaffar barn eller blir lite \u00e4ldre. D\u00e5 du ocks\u00e5 f\u00e5r din l\u00f6n utbetald efter skatt s\u00e5 betalar vi \u00e4ven in din A-skatt. Denna skatt brukar ligga p\u00e5 runt 30 %. Pengar som sedan g\u00e5r vidare till staten, kommunen och landstinget.<\/p>\n\n\n\n

Det enkla och snabba svaret \u00e4r helt enkelt att din ers\u00e4ttning betalas ut till dig som nettol\u00f6n, vilket inneb\u00e4r att den \u00e4r skattad och klar. F\u00f6r att hantera allt det administrativa arbetet med ditt frilansande tar vi ut en avgift p\u00e5 5,98 %. F\u00f6r detta f\u00e5r du bland annat en f\u00f6rs\u00e4kring (kom ih\u00e5g att f\u00f6ranm\u00e4la ditt projekt), hj\u00e4lp med ROT\/RUT, tillg\u00e5ng till pensionssparande, m\u00f6jlighet att f\u00e5 dina fakturor f\u00f6rbetalda, automatisk utbetalning av l\u00f6ner, tillg\u00e5ng till en personlig kundservice som har \u00f6ppet alla veckodagar och du slipper att starta upp ett helt nytt bolag.<\/p>\n\n\n\n

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l\u00e4s mer om egenanst\u00e4llning<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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H\u00e4ndelse<\/td>Belopp<\/td><\/tr>
Fakturerat belopp exkl. moms<\/td>40 000 kr<\/td><\/tr>
Moms (25%)<\/td>10 000 kr<\/td><\/tr>
Totalt fakturerat<\/strong><\/td>50 000 kr<\/strong><\/td><\/tr>
CC:s avgift<\/td>(2 392 kr)<\/td><\/tr>
Sociala avgifter<\/td>(8 991 kr)<\/td><\/tr>
Varav semesterers.<\/td>3 066 kr<\/td><\/tr>
Skatt<\/td>(8 585 kr)<\/td><\/tr>
Resultat innan skatt<\/strong><\/td>20 032 kr<\/strong><\/td><\/tr><\/tbody><\/table>
 S\u00e5 mycket \u00e4r dina egna pengar som egenanst\u00e4lld<\/em>.<\/figcaption><\/figure>\n\n\n\n



<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n

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Kom ig\u00e5ng med Cool Company <\/h2>\n\n\n\n

\u00c4r du redo att skapa ditt konto och s\u00e4tta ig\u00e5ng med frilanslivet? Det tar bara n\u00e5gon minut att skapa konto och d\u00e4refter \u00e4r det helt upp till dig n\u00e4r du vill s\u00e4tta ig\u00e5ng att fakturera. <\/p>\n\n\n\n

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Skapa konto<\/a><\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3519,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[18],"class_list":["post-2704","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lon","tag-featured"],"yoast_head":"\nS\u00e5 funkar l\u00f6n i Sverige - Cool Company<\/title>\n<meta name=\"description\" content=\"Att f\u00e5 betalt f\u00f6r sitt arbete kan se lite olika ut beroende p\u00e5 om man \u00e4r anst\u00e4lld, driver eget eller \u00e4r egenanst\u00e4lld. 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