{"id":10866,"date":"2022-12-30T11:45:22","date_gmt":"2022-12-30T11:45:22","guid":{"rendered":"https:\/\/coolcompany.com\/se\/?p=10866"},"modified":"2025-11-14T08:09:09","modified_gmt":"2025-11-14T08:09:09","slug":"health-insurance","status":"publish","type":"post","link":"https:\/\/coolcompany.com\/se\/en\/health-insurance\/","title":{"rendered":"Health insurance"},"content":{"rendered":"\n<section class=\"wp-block-coolcompany-section has-light-primary-background-color has-background\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-style-right-image is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><div class=\"breadcrumbs align  wp-block-bcn-breadcrumb-trail has-text-color has-background\" vocab=\"https:\/\/schema.org\/\" typeof=\"BreadcrumbList\">\n\t<span><\/span>\n\t<\/div>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-your-health-insurance\"><strong>Your health insurance<\/strong><\/h1>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-coolcompany-maskedimage blob_mask_5\"><div class=\"gradient-background\" style=\"background:linear-gradient(45deg, #7142E9 0%, #53A2E9 100%)\"><\/div>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2020\/03\/SQ-GettyImages-513481776-1024x1024.jpg\" alt=\"En enskild n\u00e4ringsidkare dricker en kopp kaffe innan arbetsdagen b\u00f6rjar\" class=\"wp-image-3513\" srcset=\"https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2020\/03\/SQ-GettyImages-513481776-1024x1024.jpg 1024w, https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2020\/03\/SQ-GettyImages-513481776-300x300.jpg 300w, https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2020\/03\/SQ-GettyImages-513481776-150x150.jpg 150w, https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2020\/03\/SQ-GettyImages-513481776-768x768.jpg 768w, https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2020\/03\/SQ-GettyImages-513481776-1080x1080.jpg 1080w, https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2020\/03\/SQ-GettyImages-513481776-1280x1280.jpg 1280w, https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2020\/03\/SQ-GettyImages-513481776-980x980.jpg 980w, https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2020\/03\/SQ-GettyImages-513481776-480x480.jpg 480w, https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2020\/03\/SQ-GettyImages-513481776.jpg 1500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-coolcompany-separator is-style-default has-light-primary-background-color has-background\"><svg width=\"100%\" viewBox=\"0 0 1600 60\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><path fill=\"#ffffff\" d=\"M0 0L29.6667 1.75612C59.5 3.36587 118.833 6.87807 178 12C237.167 17.122 296.167 23.8537 355.333 22.6829C414.5 21.5122 473.833 12.1464 533.333 9.07319C592.833 5.85368 652.167 8.78051 711.333 11.2683C770.5 13.6098 829.5 15.6585 888.667 18.7317C947.833 21.9512 1007.17 26.3415 1066.67 27.8049C1126.17 29.2683 1185.5 27.8049 1244.67 23.7073C1303.83 19.4634 1362.83 12.7317 1422 8.34148C1481.17 3.95124 1540.5 1.90246 1570.33 1.02441L1600 0V60H1570.33C1540.5 60 1481.17 60 1422 60C1362.83 60 1303.83 60 1244.67 60C1185.5 60 1126.17 60 1066.67 60C1007.17 60 947.833 60 888.667 60C829.5 60 770.5 60 711.333 60C652.167 60 592.833 60 533.333 60C473.833 60 414.5 60 355.333 60C296.167 60 237.167 60 178 60C118.833 60 59.5 60 29.6667 60H0V0Z\"><\/path><\/svg><\/div>\n\n\n\n<section class=\"wp-block-coolcompany-section\">\n<div class=\"wp-block-columns is-style-columns1 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\">\n<p>You are covered by basic health insurance, which functions as a supplement to the compensation from the Swedish F\u00f6rs\u00e4kringskassan in case of long-term illness. The insurance also includes the possibility of rehabilitation and telephone support completely free of charge.&nbsp;<\/p>\n\n\n\n<p>Should you fall ill and be on sick leave at a minimum level of 25 percent, health insurance can provide you with financial compensation. After a waiting period of 90 days, your sickness benefit is paid out every month in relation to the percentage of sick leave you have taken. Sickness benefit is paid until you get well again, up to your agreed retirement age at most.<\/p>\n\n\n\n<p>The health insurance requires:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A health examination to be passed<\/li>\n\n\n\n<li>Meeting the qualification requirements of a gross salary of at least SEK 10,000\/month during a quarter<\/li>\n\n\n\n<li>registered with the Swedish Personal Address Register (SPAR)<\/li>\n\n\n\n<li>Meets the insurance company\u2019s applicable registration requirements<\/li>\n<\/ul>\n\n\n\n<p>The examination takes place quarterly and the health insurance is based on a gross salary of up to SEK 15,000\/month. Premium exemption insurance included.<\/p>\n\n\n\n<p>If you are interested in extending the health insurance yourself so that it is based on a higher salary, you can contact our partner: <a href=\"mailto:info@factum.nu\">info@factum.nu<\/a><\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-coolcompany-separator is-style-default has-white-background-color has-background\"><svg width=\"100%\" viewBox=\"0 0 1600 60\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"mirrored\" aria-hidden=\"true\"><path fill=\"#f8f6fe\" d=\"M0 0L29.6667 1.75612C59.5 3.36587 118.833 6.87807 178 12C237.167 17.122 296.167 23.8537 355.333 22.6829C414.5 21.5122 473.833 12.1464 533.333 9.07319C592.833 5.85368 652.167 8.78051 711.333 11.2683C770.5 13.6098 829.5 15.6585 888.667 18.7317C947.833 21.9512 1007.17 26.3415 1066.67 27.8049C1126.17 29.2683 1185.5 27.8049 1244.67 23.7073C1303.83 19.4634 1362.83 12.7317 1422 8.34148C1481.17 3.95124 1540.5 1.90246 1570.33 1.02441L1600 0V60H1570.33C1540.5 60 1481.17 60 1422 60C1362.83 60 1303.83 60 1244.67 60C1185.5 60 1126.17 60 1066.67 60C1007.17 60 947.833 60 888.667 60C829.5 60 770.5 60 711.333 60C652.167 60 592.833 60 533.333 60C473.833 60 414.5 60 355.333 60C296.167 60 237.167 60 178 60C118.833 60 59.5 60 29.6667 60H0V0Z\"><\/path><\/svg><\/div>\n\n\n\n<section class=\"wp-block-coolcompany-section has-lighter-primary-background-color has-background\">\n<h2 class=\"wp-block-heading\" id=\"h-more-information-about-your-health-insurance\">More information about your health insurance<\/h2>\n\n\n\n<div class=\"wp-block-columns is-style-columns2 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-financial-security\"><strong>Financial security<\/strong><\/h3>\n\n\n\n<p>The health insurance provides financial compensation to the employee if they are on sick leave for at least 25 percent. After a waiting period of three months, compensation is paid out every month, in relation to what percentage of the time the employee is on sick leave. Euro Accident offers different compensation levels, up to 90 percent of the salary after the 90th sick day.<\/p>\n\n\n\n<p><br><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-\"><br><\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2022\/02\/Frilansare-pratar-illustration.png\" alt=\"\" class=\"wp-image-9737\" style=\"width:342px;height:312px\" srcset=\"https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2022\/02\/Frilansare-pratar-illustration.png 807w, https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2022\/02\/Frilansare-pratar-illustration-300x274.png 300w, https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2022\/02\/Frilansare-pratar-illustration-768x700.png 768w, https:\/\/coolcompany.com\/se\/wp-content\/uploads\/sites\/2\/2022\/02\/Frilansare-pratar-illustration-480x438.png 480w\" sizes=\"(max-width: 807px) 100vw, 807px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-style-columns2 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-phone-support\"><strong>Phone support<\/strong><\/h3>\n\n\n\n<p>Phone support gives employees advice from a psychologist, financial adviser, lawyer, ergonomist, health coach or HR consultant. This applies regardless of whether the question is of a private or work-related nature. For example, it can be about stress, ergonomics in the home office, anxiety, legal problems, alcohol, drug or gambling addiction, conflicts in the workplace or something else entirely. For managers and supervisors, support is also available for the professional role. Phone support is open around the clock and confidentiality applies to employers and clients.<br><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-rehabilitation\"><strong>Rehabilitation<\/strong><\/h3>\n\n\n\n<p>If you are at risk of being on long-term sick leave or have recently been on sick leave with a medical certificate, your employer will submit a notification to Euro Accident to activate rehabilitation. After notification, a professional health and rehabilitation process manager at Euro Accident will take over the process and work with the employee and the manager. The health and rehabilitation process manager maps the requirements for measures to be taken, develops an individual action plan for the employee, coordinates and follows up. The rehabilitation process ends with a written summary and recommendations.<br><br><\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-coolcompany-section\">\n<div class=\"wp-block-columns is-style-columns1 is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left\" id=\"h-other-insurances\">Other insurances<\/h2>\n\n\n\n<p>You, as a Self-Employed person and contractor through Cool Company, are also covered by liability insurance, personal accident and group life insurance.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/coolcompany.com\/se\/vart-erbjudande\/arbetsmiljo-forsakring\/\" target=\"_blank\" rel=\"noreferrer noopener\">Read more<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9146],"tags":[],"class_list":["post-10866","post","type-post","status-publish","format-standard","hentry","category-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.2 (Yoast SEO v27.0) - 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