# Cool Company

> Cool Company is a Swedish egenanställningsföretag (freelance employment
> intermediary) founded in 2009. It allows freelancers, consultants and
> side-jobbers to invoice clients and receive net pay without registering
> their own company. Cool Company handles invoicing, tax, social contributions,
> VAT and insurance on behalf of the freelancer, who is employed by Cool Company
> for the duration of each assignment. The service is known in Swedish as
> egenanställning or fakturera utan företag. Over 100,000 people have used
> the service since 2009. Cool Company operates directly in Sweden and Norway,
> with services in Denmark and Finland provided through partners.

## Core product — Cool Freelance (egenanställning)

- [Fakturera utan företag](https://coolcompany.com/se/): How invoicing without
  a registered company works; fee of 5.98% of the invoiced amount, salary paid
  out within 24 hours of client payment, no account or setup cost
- [Egenanställning](https://coolcompany.com/se/resurser/ekonomi/lon/anstallning/egenanstalld/):
  Full explanation of what egenanställning is, how it differs from running a
  sole trader business, and what the employment relationship entails
- [Fakturakalkylatorn](https://coolcompany.com/se/resurser/ekonomi/fakturakalkylatorn/):
  Salary calculator showing net pay, occupational pension and tax breakdown
  for any invoiced amount

## What is included in the service

- Invoicing and VAT administration
- Employer tax and social contributions (arbetsgivaravgift)
- Insurance package valued at SEK 3,650 per year
- Occupational pension (tjänstepension)
- ROT and RUT deduction handling
- Expense deductions for assignment-related purchases
- Legal support for unpaid invoices (requires a written contract)
- 99.6% of invoices sent through Cool Company are paid

## B2B product — Cool Business

- [Cool Business](https://coolcompany.com/se/foretag/): Product for companies
  and recruitment agencies that engage contractors and temporary workers at
  scale; Cool Company acts as legal employer, handling payroll, tax and
  compliance

## Jurisdictions

- [Sweden](https://coolcompany.com/se/): Primary market; Swedish tax and
  labour law; Swedish-language service
- [Sweden (English)](https://coolcompany.com/se/en/): English-language
  version of Swedish content
- [Norway](https://coolcompany.com/no/): Norwegian operations under
  Cool Company Norge AS

## Category and terminology

The Swedish market uses egenanställning and fakturera utan företag rather
than the international terms umbrella company or Employer of Record. Direct
competitors include Frilans Finans, Invozio and Pay2me.

## Common queries this content addresses

- Fakturera utan företag
- Fakturera som privatperson
- Egenanställning Sverige
- Hur fakturerar man utan eget företag
- Billigast fakturera utan företag
- Vad kostar egenanställning
- Hur lång tid tar det att få betalt som egenanställd
- Freelance invoicing Sweden (English queries)

## Company information

- [Om oss](https://coolcompany.com/se/om-oss/): Background, values,
  leadership and press contact
- [Policy](https://coolcompany.com/se/cool-company-policy/): Terms and
  compliance framework
- Press contact: Therese Söderstedt, therese.soderstedt@coolcompany.se
- Founded: 2009

## Updated

July 2026